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Overview

Payment Links are lightweight, one-click tools to collect fixed payments — no branding, forms, or input needed. Generate a link and get paid in seconds. This solution suits everyone — from freelancers to large enterprises — enabling instant digital payment collection with no code or complex integration required.

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Key Features

  • No Partial Payments: Simplifies reconciliation by allowing only full payments.
  • Multi-Channel Sharing: Instantly share links via SMS, WhatsApp, email, or social media.
  • Real-Time Tracking: Monitor payment status through the dashboard or webhooks.
  • Secure Checkout: PCI DSS-compliant with OTPs, 3D Secure, and fraud protection.
  • Multiple Payment Methods: Accept cards, mobile money, bank transfers, and more.
  • Fast Onboarding: Get started and begin accepting payments within minutes.
  • No-Code Friendly: Create, manage, and customize links directly from the dashboard—no development needed.
  • Boosted Cash Flow: Send payment reminders, set expiry dates, and speed up collections.
  • High Conversion Rates: Optimized user experience and a reliable, fast platform drive more successful payments.
  • Effortlessly Scalable: Supports both small businesses and enterprise-grade volumes—handle 10 or 10,000+ links seamlessly.

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Common Use Cases

Use CaseDescription
FreelancersRequest payments for services like design, writing, or consulting—no code or setup required.
Retail StoresShare links for phone or WhatsApp orders without needing a website or PoS system.
Home BusinessesAccept payments for personalized orders such as cakes, clothing, or handmade crafts.
Education & ClubsCollect fees, tuition, or event registrations from students and members with ease.
Medical PractitionersAccept appointment payments remotely from patients via SMS or email.
Delivery AgentsShare links for payment on delivery without cash handling.
Sales TeamsSend instant payment links after closing deals or confirming orders.
Event OrganizersCollect one-time payments for RSVPs, ticket sales, or booth bookings.
Real Estate AgentsAccept token amounts or booking payments for property viewings or reservations.
Subscription SellersCollect monthly or annual fees for services without requiring a full billing system.

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How It Works

  1. Create a link from the dashboard or via API
  2. Share it via WhatsApp, SMS, email, or social media
  3. The customer opens the link and lands on a secure payment page
  4. The payment is completed using their preferred method
Moment supports both no-code and developer-friendly options:

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1. Dashboard (No-Code) COMING SOON

Ideal for: Businesses seeking a manual, no-code experience. Steps:
  1. Log into the dashboard
  2. Go to Payment Links
  3. Click Create Payment Link
  4. Enter amount, currency, description, expiry (optional)
  5. Generate and copy the link
  6. Share it with your customer

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2. API Integration

Ideal for: Developers automating workflows via CRMs, ERPs, or order systems. Steps:
  • Send a POST /collect/payment_links API request with payment details
  • Receive a unique url in the response
  • Share the URL with the customer
You can also:
  • Use GET /collect/payment_links/:id to fetch link status
  • Subscribe to webhooks for real-time updates
StatusDescription
activeLink has been created and is valid
paidPayment has been completed successfully
expiredLink has expired (default: 24h)
👉 See API Guide

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Customization Options

The following attributes can be customised:
  • Logo
  • Payment description
  • Link expiry
  • External Reference (for tagging or internal references)
  • Metadata

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Getting Started

  1. Sign up as a merchant on Moment
  2. Choose dashboard or API to create links
  3. Set amount, description, and expiry
  4. Share the generated link
  5. Get notified upon payment completion

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Next Steps

👉 Read the API Reference
👉 See Webhook Events